The New York Times published a basic article on life and disability insurance last week. See Life and Disability Insurance: What You Need to Know, Paul Sullivan, New York Times, April 28, 2009.
From the article:
Life insurance comes in a variety of forms meant to accomplish a range of objectives, from providing for survivors to moving assets out of your estate. The prices for it depend not only upon how much coverage you want but also upon what type of policy you get, either for a finite period of time or indefinitely.
Sullivan explains the basic differences between term life and whole life insurance, encourages consumers to check on the financial soundness of insurance companies, and provides links to other resources on purchasing insurance and selecting a broker.
Read the full article here.
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